OPay bank code, sort code, and how to use it in payment flows

OPay's bank code is 999992. If you're building a payment or transfer flow in Nigeria, this is the NIBSS code you use to route money to OPay wallets. This guide covers everything a developer needs to integrate OPay.

OPay bank code at a glance

Name:       OPay Digital Services
Bank code:  999992
USSD:       *955#
Type:       Fintech / mobile money
Country:    Nigeria (NG)

Why OPay uses a 6-digit code

Traditional Nigerian commercial banks have 3-digit NIBSS codes (GTBank 058, Zenith 057). Newer fintechs and mobile money operators were assigned longer codes as the scheme expanded. OPay's 999992 and PalmPay's 999991 sit in the 99999x range used by major mobile money providers.

Looking up OPay via API

curl https://mansaapi.com/api/v1/identity/banks/999992 \
  -H "Authorization: Bearer YOUR_API_KEY"

import { MansaAPI } from "mansaapi";

const mansa = new MansaAPI({ apiKey: "mansa_live_sk_..." });
const { data: opay } = await mansa.identity.getBank("999992");
console.log(opay.name); // "OPay Digital Services"
console.log(opay.ussd); // "*955#"

Using OPay in a transfer flow

When building a bank selector, OPay should appear alongside traditional banks. Pull the full Nigerian institution list and OPay is included with its 999992 code:

const { data: banks } = await mansa.identity.getBanks({ country: "NG" });
const opay = banks.find(b => b.code === "999992");

Related fintech codes

OPay        999992    *955#
PalmPay     999991    —
Moniepoint  50515     *5573#
Kuda        50211     —

Look up any of these instantly with the free bank code finder, or read the complete Nigerian bank codes guide.